Archive for January, 2008

Choose A Feasible Loan Seeking Secured Loans Advice

Thursday, January 31st, 2008

By [http://ezinearticles.com/?expert=Peter_Taylor]Peter Taylor Nowadays, more and more people are getting inclined towards secured loans. But before applying for the loan, one has to have complete knowledge of it, especially its features, pros and cons, loan procedure etc. Having a clear idea of secured loans will protect you against any treachery at the hands of the lenders. Secured loans are the loans that are given against a collateral. A fixed asset such as an automobile, equity in home or any other property can be placed as collateral. Usually, the interest rate charged on secured loans is comparatively lower than unsecured loans because of the presence of collateral. Therefore, the borrower is advised to place a high value collateral. The higher the value of collateral, the lower will be the interest rate. With secured loans, the borrower can draw an amount ranging from 25,000 to 100,000 and repay between 5-25 years. [http://www.findsecuredloan.co.uk/secured_loan.html]Secured Loans come with the fear of property repossession. The lender has the authority to seize your property, if you decline to repay the loan. One should apply for secured loans, only if he is sure that he will be able to repay on time. He can get the monthly installments arranged to his financial status and repayment capacity. Lenders of secured loan do not restrict the borrower on the usage of the loan. One can use the loan for a variety of purposes like debt consolidation, making home improvements, buying a car or holiday package, meeting wedding expenses, funding your education and much more. The choice is yours. Unsecured loans serve a diverse group of people irrespective of the credit history. If you have faced the problem of arrears, defaults, County Court Judgments or bankruptcy, you can still avail the loan. Take certain measures to improve your credit score. Check your credit report for accuracy. If it contains any unsolicited debt, get it updated from a credit rating agency. Eliminate the debts which you can easily pay. This will help you to improve your credit score and get the loan at favorable rates. A little search will help you choose a pocket soothing loan deal. Shop around for the best lender. The borrower should not confine his approach to the conventional banks and financial institutions. He is advised to surf the internet and look for the most appropriate online loan providing organization. Online lenders have an edge over the conventional lenders. They prevent you against all hurdles that you are likely to face while dealing with physical lenders. Not much of documentation work is there while opting for secured loans online. A simple hassle-free online loan application form needs to be filled up. The moment the lender finds a deal matching with your requirements, he will contact you immediately. Using the online loan calculator for the estimation of interest rate and monthly installments is advisable. Hence, dont be in haste. Sit down and think carefully before applying for secured loans. Seeking the advice of a loan expert will be beneficial. Peter Taylor is a senior financial analyst at Find Secured Loan with an acumen for finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles.His articles are widely read because of the lucid manner of wriiting and thoroughly researched datas.To find Secured loans,secured personal loans,secured debt consolidation loans in uk that best suits your need visit http://www.findsecuredloan.co.uk Article Source: http://EzineArticles.com/?expert=Peter_Taylor http://EzineArticles.com/?Choose-A-Feasible-Loan-Seeking-Secured-Loans-Advice&id=207962 phentermine w out prescription phentermine 37.5 without a prescription buy phentermine with a mastercard phentermine no prescription usa

Dating Advice: Meeting Men After Age 40

Wednesday, January 30th, 2008

By Terry Hernon MacDonald Recently, one of the TV morning shows featured a segment about dating, which concluded that women have a better chance of becoming Americas Next Top Model than of meeting a decent man after the age of 40. The subject of the segment, a pretty but surgically-altered 44-year-old, complained that the 60-year-old coots she dates consider her too old for them. The perky hostess sympathized, saying that she knew of one successful man who had a rule for the women he dates: Half his age plus seven years. Deflated, I turned off the TV. Sure, Im happily married to a man who never lets me forget that he loves me. But what if, God forbid, he stepped in front of a bus? Would I ever find romance again, or would I be tossed on the reject pile on the basis of my age? I took a look around. My husbands 40-year-old friend recently got married, not to a 22-year-old Hooters waitress but to a professional woman his own age. A friend of mine, a 42-year-old teacher, met her husband when he showed up for Thanksgiving dessert at her cousins house two years ago (they now have a baby girl). My brother, who is 35, tends to date older women, as do a growing number of men, according to an article in last years Connecticut Post. A striking example of an over-40 romance magnet is Mary, an Irish woman who was widowed while her children were young. After a mourning period, she resumed her active social life and, in her forties, fell in love and remarried. She and her new husband enjoyed music, dancing, and watched each other become grandparents. When he died two years ago after 25 years of marriage, she became a widow for a second time. But, typical of Mary, she eventually came to the conclusion that life was for the living. The last time I saw her, men were lining up to dance with her at her granddaughters graduation party (they werent pity dances, either). The woman is attractive, laughs easily, and has a zest for life. Despite the hardships shes faced, shes happy. Who wouldnt want to dance with her? And thats the key to being attractive at any age: Despite your circumstances, you must allow yourself to be happy. Life will never be perfect. Your divorced son may be living on your couch, you might share a driveway with an annoying woman who puts her garbage out three days before pick-up, or maybe you just gained three pounds. Just let it go. According to Abraham Lincoln, People are as happy as they make up their minds to be.” Write a list of your blessings and keep it with you. Read it before you hit the pillow at night and before you set your feet on the floor in the morning. Decide to be happy, and you will be happy. Whats more, you will become the woman men want to know better. Happiness is a womans best cosmetic, the late actress Jane Russell once said, and she knew a thing or two about being attractive. Makeup, jewelry, and plastic surgery cannot compare to the power of happiness to make you the fun and desirable woman you know, deep inside, you really are. Is it possible to meet a decent man after the age of 40? You tell me. To learn how to attract and marry the man of your dreams, go to http://www.marrysmart.com. Visit Terry’s blog at http://happygirlmusing.blogspot.com. Article Source: http://EzineArticles.com/?expert=Terry_Hernon_MacDonald http://EzineArticles.com/?Dating-Advice:-Meeting-Men-After-Age-40&id=144538 phentermine online physicians and pharmacy buy phentermine without a prescription purchase phentermine without prescription cheap phentermine no prescription required

Mobile Phone as a Perfect Gift-Illuminate Your Love Life

Tuesday, January 29th, 2008

By [http://ezinearticles.com/?expert=Andrena_Markley]Andrena Markley Planning to give some thing new to your beloved this Valentines Day? But you don’t know what to give and where to get it. Don’t worry! There are several online shops where you can choose and buy a perfect gift for your lady love. Roses and chocolates are moving out of the way nowadays to make room for cool gadgets as Valentines gifts. iPods, portable media players, MP4 players are fast becoming preferred Valentines Day gifts. Mobile phones with numerous features have also become an ideal gift for Valentines Day these days. All the major mobile manufacturing companies like Nokia, Samsung, LG, Motorola, Sony Ericsson etc. are launching funky and sophisticated mobile handsets to attract the new generation. While red and pink are the hot colours this season, mobile phone features like higher megapixel cameras, music players, web access, connectivity through Bluetooth, EDGE and 3G are also on high demand. No one wants to buy a mobile phone only for the sake of communication. Even if you are gifting it to someone else you consider the various multimedia features that the phone incorporates. Go for a high end mobile phone with at least 2 megapixel camera feature with autofocus, flash and digital zoom. Compared to VGA cameras, mobile phones with megapixel cameras are capable of producing quality photographs under any light condition. Before buying a mobile phone as a gift item don’t forget to have a look at the memory capacity of the handset. It will be wise on your part to buy a mobile phone which equips standard internal memory as well as have a memory card slot for further memory expansion. Love is in the air again. Valentines Day is coming soon. Buy a high-end mobile handset and gift it to your sweet beloved. She will love it! Andrena Markley is the webmaster of additnow.co.uk and deals in all kind of contract [http://www.additnow.co.uk]mobile phones deals. To get the updated information on contract [http://www.additnow.co.uk]mobile phones deals visit the site. Get free latest handsets on [http://www.additnow.co.uk/12monthfreelinerental.asp]12 months free line rental. Article Source: http://EzineArticles.com/?expert=Andrena_Markley http://EzineArticles.com/?Mobile-Phone-as-a-Perfect-Gift-Illuminate-Your-Love-Life&id=437285 phentermine diet pills online phentermine pharmacy biz buy phentermine in california phentermine 37.5 no prescription mastercard

Beautiful Frog Planter as a Decoration

Sunday, January 27th, 2008

By Mayoor Patel Are you on the search for a unique and fun way to represent your potted plants? Maybe you have children and want to spice up the garden to make their environment that littl ebit more interesting. Give the frog planter a try! There are many designs around, ranging from tadpoles to full grown frogs. These planters come in plenty of different shapes. They come in various colors of green, rustic metal and brown. These planters are also available in various makes such as ceramic, metal and carved rocks. There is an application for pretty much every possible planting need you may have in mind.. Frog planters are charming in your table as holder of you favorite flower. They also look appealing as plants holders in home or garden corners. You can go for the classic frog planter type or the cute contemporary designs. They are also pretty decorations on your lanai or on the steps of the front porch. You can put them absolutely anywhere there is a flat surface.. There is also this beautiful praying frog planter that is best in the garden, seated next to say the steps? If you have a water fountain it could be considered a stroke of genius to combine this piece of garden furniture with a frog planter. Frog planters also make attractive gifts, especially the metal made that has a rustic look. Beautifully crafted planters are classic presents for wedding, reunions and anniversaries. All you have to do is to match the model, material and look to the personality of the person who will receive your gift. Also, frog accessories are said to bring good luck. This is also one of the main reasons why they are good gift items. This is also one of the main reasons why they are good gift items. They serve as charms for the one who will receive them. And it is often said that charms are best when given than bought. As you can this is why they clearly make great gift items. They are deemed lucky to those who are served them and so if you have someone who has been feelign a bit down or has had a rife time lately then the frog planter is your next port of call. For vital information on all things concerned with Frog Planter and all Frog Gifts visit our Frog Planter Website Article Source: http://EzineArticles.com/?expert=Mayoor_Patel http://EzineArticles.com/?Beautiful-Frog-Planter-as-a-Decoration&id=386323 cheap phentermine online prescription phentermine 37.5 mg no prescription phentermine union pharmacy buy phentermine online ky

Stress Relief Provided by Herbal Medicine

Saturday, January 26th, 2008

By Grace Palce Chances are, you may not know about the use of herbal medicine to provide stress relief. We certainly cant blame if you dont. Herbal medicine, after all, is still trying to gain its former popularity and so many people are still in doubt of its efficacy and prefer to use prescription medicine instead. But you see, if you take the time to check historical texts, the use of herbal medicine can date back as far as 5,000 years ago! The efficacy of herbal medicine, therefore, should not be in doubt anymore since its supported by five millennia worth of proof. Before we give you an example of herbal medicine that can provide stress relief, however, we shall give you a little bit of dos and donts on the subject of herbal medicine to ensure safety and proper use. Do consult your doctor first before taking any herbal medicine to fight stress or for whatever reason. Self-medication is never good and it can bring you a lot of complications that could have easily been avoided if you had only asked your doctor about your chosen type of medication. When consulting your doctor, do bring a sample of your herbal medicine so hell be able to analyze whether its real and of good quality. To safeguard yourself from cheap herbal medicine imitations, always buy from any herbal medicine store of good and long standing reputation. These stores may even offer money back guarantee and of course, that wouldnt hurt at all. Your doctor may also make you aware if there would be any possible negative reactions if and when you do take a particular herbal medicine. That doesnt mean you cant take herbal medicine anymore to gain provide relief; it simply means that youre just not able to take that particular herbal medicine and you have to search for another. Lastly, if youre already taking prescription medicine, you truly need to visit your doctor before taking herbal medicine as well because there are instances when a combination of both can result to unwanted complications. And now for an example of herbal medicine that can provide stress relief: Catnips One of the most common symptoms of stress are diarrhea, increased or loss of appetite and anxiety. If these are stress symptoms that trouble you most, this herbal medicine is definitely what you need because it nurtures the stomach and nerves. Kada Kava This herbal medicine can provide stress relief by vanquishing symptoms like insomnia (typical of workaholics who love to do overtime) and anxiety (typical of workaholics who have high pressure jobs). Grace Palce is writing articles about stress relief on her site about natural medicine. Article Source: http://EzineArticles.com/?expert=Grace_Palce http://EzineArticles.com/?Stress-Relief-Provided-by-Herbal-Medicine&id=164438 prescription for phentermine cheap phentermine online pharmacy buy phentermine 30 mg order phentermine on line

Creating Attraction In Woman Who You Already Screwed It Up With

Friday, January 25th, 2008

By Teddy Shabba A lot of guys want to learn how to attract women not because they want to attract women that they have not met yet, but, because there is some woman with whom they are really attracted to but already screwed it up with. Is there a way to get a woman after you already screwed it up? Perhaps, however, the more important question would be is it worth the time and energy to achieve it? Of course the answer to this would be no. Imagine for a moment that you are watching the nature channel and you see a lion chasing after a deer in the desert. Only he continues to chase after the same deer long after it has become obvious that this deer is not going to be caught today, instead of stopping the chase and saving his energy for the next deer or chance at a deer. Lions instinctively know when they can not catch their prey and instead of focusing on the prey that they lost till the end of time they stop regroup and go after another deer or prey till they get the kill. Lions know they only have a few seconds to get the prey or its over and they aren’t looking for ways to catch prey that take longer than that. The same holds true for man once you recognize your attraction for a woman you only have a few moments to create attraction inside of her or she is gone forever. Yes, it is true that perhaps at a later date in time she will have feelings of attraction for you, but, it wouldn’t be wise to continue trying to create that attraction after the first few moments or whenever she has decided that she is not attracted to you. The same holds true for the lion, the deer that he didn’t catch today he very well may catch the next time, but, the lions focus is on catching a deer to eat and not one particular deer. As a man you need to continue looking for more women to attract when you do not succeed with one instead of putting all your time and energy in trying to create attraction where there is none. Bottom line is attraction is something that a man creates in a woman. If you find yourself having trouble creating that attraction get help and use that help to create attraction in the next woman you meet instead of trying to use it to create attraction where there is none. Teddy Shabba is a Dating Coach for Men and creator of Dating Advice and Tips for Men which provides an abundance of information for men on dating and more. If you would like more information on how to attract, seduce and meet women sign up for the Teddy Shabba Dating Advice Newsletter for Men today. Article Source: http://EzineArticles.com/?expert=Teddy_Shabba http://EzineArticles.com/?Creating-Attraction-In-Woman-Who-You-Already-Screwed-It-Up-With&id=333350 buy xenical viagra propecia com pharmacy cialis silagra brand name viagra cumwithuscom buy generic viagra cheapest viagra online in the uk

A Blueprint for Finding a Partner

Thursday, January 24th, 2008

By Janet Bush Dear Doctor Single, This is a more general question than most, but maybe the answer will help people other than just myself. After reading lots of the articles on doctorsingle.com I think Im ready to take the plunge and start dating again (over a year after a bad breakup). Can you summarize what the most important steps are to take now that Im in the dating mindset again? Thanks, A bit nervous in Chicago Dear A bit nervous in Chicago, Congratulations on taking things slow and not jumping into a rebound relationship to try to avoid dealing with anger, hurt, and many other emotions that you were likely experiencing since your breakup. Thats the first bit of advice. And youve already done that! The next point is to be clear about your dating goals: are you looking for a casual friend or two to hang out with and just have fun with (no strings attached) or is your purpose in dating to find someone with whom you can build a long-term relationship and possibly even marry? This question is important and should really be decided on upfront. And, you should be honest about your intentions with those you date to avoid hurt and confusion. Earlier is always better than later to have this kind of candid talk. (And, believe what those you date tell you are their intentions, as well. Dont think youll be the one to change a ‘commitment-phobes mind! This is probably more fantasy than reality.) If your goal is to find a lifelong partner, choose with your head and be aware of the seduction of becoming awash in lust hormones that inevitably diminish in a few months! Make sure that theres at least a decent chance that you and your love interest can create a happy future together based on a foundation of love, common interests, goals, and core beliefs. It helps to make a list of criteria that are important to you before you get sucked into what may turn out to be a disastrous short term liaison with someone not very compatible with you. This will help you stay connected to your rational side when you find yourself attracted physically to someone out of the blue and can serve as a red or at least amber! - light before things get out of hand. Next, use the best means available to meet a potential partner. If youre into sailing, consider joining a sailing club. If youre into cooking, consider taking a few gourmet or ethnic cooking classes. Whatever your interests are, youll greatly increase the odds of meeting someone who is truly compatible with you if you spread your wings to increase the eligibility net. If you sign up for an online dating service (which is often a good idea), pay close attention to written profiles of potential dates and avoid getting caught up in just communicating with those whose photos you find most attractive (although physical attraction is important, as well). And, finally, realize that you may meet and date many potential partners before the right person for you (and them!) comes along. Thats what dating is all about! Dont be discouraged if this takes more time than you think it should. Youll be better off in the long run! Hope this helps, Doctor Single For free access to hundreds of interesting and thought provoking articles on dating, love and relationships log onto http://www.DoctorSingle.com today, your portal to a new way of thinking about love and relationships aimed at professional singles. Article Source: http://EzineArticles.com/?expert=Janet_Bush http://EzineArticles.com/?A-Blueprint-for-Finding-a-Partner&id=300260 buy real viagra do you need a prescription for viagra buying viagra online weight loss pill cheap india viagra

Strategies To Position Yourself As An Authority, Expert or Valued Resource

Wednesday, January 23rd, 2008

By Glenn Ebersole A critical part of strategic communications and marketing is the branding and positioning of you and your business. Successful business people will intentionally develop a plan to position and brand themselves as an authority; an expert; and/or a valued resource in their industry or profession. The people who successfully do this are those that appear regularly in the media after being interviewed about some industry trend, new regulation, or other event that could impact the industry. They are the ones who are cited by others as a leading authority or expert on certain subject matter. Many of these people regularly give speeches, conduct seminars and workshops, and write business articles and books. There is tremendous value in achieving the status of authority; expert; and/or valued resource and it does take some strategic thinking and planning to garner those designations. Your Strategic Thinking Business Coach offers some basic strategies that can facilitate your ability to achieve this special status. The basic strategies include: Strategy #1: Commit to writing articles and having them published in professional publications, trade journals, newspapers, or e-zines in your professional field and the industry sectors you work within. Remember to write these articles with an educational and information angle, not an advertisement. When your articles are published it becomes a great method of promoting yourself, your business and your expertise. Strategy #2: Develop a plan and a commitment to write a book. This is a much more difficult strategy to execute than writing articles. One option here is to use the content you have developed in your articles to serve as your major input into your book. And today, with all the technology available, you can write a book and publish it online, use other self-publishing options, or convince a publisher to print it for you. Strategy #3: Promote yourself as a speaker and talk about the things you have written about in your articles and/or book. Develop a marketing plan to promote yourself as a keynote speaker at meetings and conventions. Speaking engagements can be more memorable than an article and is more personal, and in direct contact with your target market. Strategy #4: Develop seminars and workshops and then market those seminars to your target markets. These can be anywhere from 2 hours to a full day or multiple days. These presentations demand more preparation than articles and speeches, but provide a tremendous informative training tool and an effective marketing tool for specific markets. Strategy #5: Capitalize on your website. Look for ways to improve your website to provide information about yourself and to promote you as a resource for people researching information within your areas of expertise. Commit to making your website be the place people go to when looking for an answer to a question or when researching material for themselves. You should also have ways for clients and customers to contact you easily through your website. Strategy #6: Commit to continuously improving your public relations skills and develop positive working relationships with the media. Position yourself to be the one the media contacts when there’ is a question they need answered or they need a quote for a story. Develop good sound bytes for electronic interviews and good quotes to use when being interviewed in the print media. One of the ways I keep in touch with my target media is to have them as free subscribers to my monthly newsletter which always has 3 business topic articles written by me. Strategy# 7: Commit to developing and providing a continuous flow of new information and ideas to your target market. Your status of authority; expert; or valued resource will be earned if you follow the above strategies. However, please remember that you must also maintain and retain that status by continually refreshing your materials. Your strategic thinking business coach encourages you to fully realize the benefits of business coaching to strategically position and brand yourself as an authority; expert; or valued resource. If you would like to learn more about how a strategic thinking business coach can facilitate and guide you in that endeavor, please contact Glenn Ebersole today through his website at www.businesscoach4u.com or by email at jgecoach@aol.com Glenn Ebersole, Jr. is a multi-faceted professional, who is recognized as a visionary, guide and facilitator in the fields of business coaching, marketing, public relations, management, strategic planning and engineering. Glenn is the Founder and Chief Executive of two Lancaster, PA based consulting practices: The Renaissance Group, a creative marketing, public relations, strategic planning and business development consulting firm and J. G. Ebersole Associates, an independent professional engineering, marketing, and management consulting firm. He is a Certified Facilitator and serves as a business coach and a strategic planning facilitator and consultant to a diverse list of clients. Glenn is also the author of a monthly newsletter, Glenns Guiding Lines Thoughts From Your Strategic Thinking Business Coach and has published more than 225 articles on business. To find out more about the benefits & rewards of effectively working with a strategic thinking business coach, please contact Glenn Ebersole through his web site at www.businesscoach4u.com or jgecoach@aol.com Article Source: http://EzineArticles.com/?expert=Glenn_Ebersole http://EzineArticles.com/?Strategies-To-Position-Yourself-As-An-Authority,-Expert-or-Valued-Resource&id=558341 buy pharmaceutical viagra where can i buy cheap viagra viagra no prescription next day air buy-best-k viagra cialis -fwavwn

Water Feature Forums-Oh My!

Tuesday, January 22nd, 2008

By Douglas Hoover What a hoot! Im learning a lot and fast about the nature of on-line forums. I can only speak of my experience with forums related to the water garden or water feature industry. I have decided to join a waterfall and pond related forum and start sharing my somewhat biased views and experience with pond liners. As of late, I have discovered that sharing my bias towards pond liners with a forum full of pond liner installers is something like trying to pass out Bibles at a porn convention! Some startling statistics that could explain why: 1. More than 37% of all waterfalls have serious structural damage within 3 years of it being built. 2. 57% of homeowners say theyre rather unsatisfied with the way their waterfall came out after the project was completed. 3. Nearly 1 in 3 waterfalls and ponds are leaking water within 9 months of completion. 4. 27% of all outdoor waterfalls and ponds have pumps that are either too strong or too weak causing unnecessary expenditures down the road. 5. 63% of do It yourselfers said they wish they had the proper information from the get go or they wished they would have hired someone! These statistics are from the pond liner industry itself (Bob Wilder, 48-Hour Waterfall). I can confirm and attest to these figures myself. I have built over 1,900 concrete and rebar waterfalls and ponds over the past 26 years. I have ripped out and replaced dozens of defective liner ponds and replaced them with concrete ones with lifetime warranties. Pond liner guys will not attach more than a one-year warranty. They make no guarantee against rats, mice, ground squirrels, gophers, tree roots and sharp objects. They know the truth, they just don’t share it. Some guy on the forum was questioning the need to fill up the catch basin of a pondless waterfall with loose rock and gravel, thus covering up the sump pump. I thought this was a good question, because I wondered the same thing myself. Water from a pondless waterfall is captured in a basin at its base. With a liner pond, they teach that after placing the pump in the bottom, you then fill it up with loose gravel. Im thinking that would create three problems: If you have to service or clean the garbage off the intake of the sump pump, you would first need to pull out all the stinky, slimy, poopy-laden rock. The basin would not hold much water if the rock takes up most of the space. When you turn on the waterfall, most of the water is sucked from the catch basin before the water can cascade back to the basin. There would be no room to install an auto-fill system, which means you would need to fill the basin area often with a garden hose to prevent the pump from running dry. So I decided to be a nice guy and post my article, Pondless Waterfalls: Concrete vs. Liners, on the forum. This was a really bad idea much like trying to untangle a nest full of rattle snakes. Before I could post answers to several questions that were posed by a sincerely curious forum member, I was locked out of the website. By guess who? The administrator of the site, who was also the owner of the site, the webmaster, and the very guy who made the original inquiry about pondless waterfall construction! According to him, several forum members complained to him that I was a spammer trying to sell my waterfall system. What? I dont sell concrete and rebar. Nor do I sell high-efficiency centrifugal pumps, or Thoroseal, or galvanized grating to place over the basins, or anti-vortex drains, or rock! So what did he mean by saying I was trying to sell my system? Well I soon figured it out, and it turns out that they probably meant I was trying to malign their system, not sell mine. I did a little research, and guess what? Mr. Administrator and Mr. Domain Owner was also a pond liner installer. End of mystery! Read my article Pondless Waterfall: Concrete vs. Liner and you will get, as Paul Harvey says, the rest of the story. Happy koi, peace and joy. Douglas C. Hoover; CEO of Aquamedia Corp, Master Waterfall Builder, architect, engineer, freelance writer, author, designer & builder of over 1,900 waterfall and ponds in CA (26 years). Invented the AquaFill electronic water level control system for ponds, pools, fountains & spas. Helps & Answers: http://www.askdoughoover.com Article Source: http://EzineArticles.com/?expert=Douglas_Hoover http://EzineArticles.com/?Water-Feature-Forums-Oh-My!&id=421559 order xanax no prescription online xanax sales prescription free xanax xanax prescription look like

Do More of What You Want: Making Time Work for You

Sunday, January 20th, 2008

By Allison Shields One of the biggest challenges lawyers face is the challenge of trying to get it all done and still have time to do the things they want to do. Theyre overwhelmed by the demands of their practice and juggling family, personal and work time. Theres really no such thing as time management Time management is a misnomer. You have no control over time. Everyone is given the same amount of time every day, every week and every year. Whether you like it or not, youre stuck with only 24 hours every day. Rather than thinking about managing your time, think about managing your activities. Often, the problem is that lawyers are afraid to plan their activities within the amount of time available to them. Many lawyers think that their practice doesnt lend itself to planning because they want to be responsive to clients needs as they arise. The two do not have to be mutually exclusive. Unfortunately, having no plan at all usually means that the little, often least valuable or least important things eat up all of the available time, and important tasks never get done. Sometimes, its marketing, organizing your practice or your office, or following up on collections that gets neglected. Most often, its the family and personal time that suffers. Lawyers become victims of burnout, which leads to more profound personal problems and ultimately, health problems, in addition to business and professional troubles. How can you manage your activities to create time for high value business and personal activities? Theres no one right way to do this that will work for everyone. And there is no one right tool, whether you use case management programs, electronic databases, personal handheld organizers, desk calendars or paper planners. But regardless of which method you choose to manage your activities and appointments, the steps are similar. First, divide your activities/tasks into categories Julie Morgenstern, author of Time Management from the Inside Out and other books, likens organizing your activities to organizing your closet. She begins by sorting putting like items together. For example, you might sort activities into categories such as: errands (post office, dry cleaner, banking), closing files, entering contact information into your database, planning, filing, family activities, writing, blogging, etc. The categories are extremely individual and may depend on your practice area and other obligations; these categories are just suggestions. Break up your to do list. Looking at the entire list of everything that needs to get done, from errands to client projects to marketing and administrative tasks can be overwhelming. And overwhelm leads to paralysis. By categorizing the tasks that need to be completed and keeping separate lists or folders for each category, your list will be easier to tackle. Another advantage is that performing like tasks together makes them easier to accomplish. Handling a number of telephone calls or emails at once is usually more efficient than handling them piecemeal. Writing several letters about the same topic (i.e. follow up to clients for documents or information youre waiting for or letters to clients about payment) or closing a number of files at once will make each individual task go faster. Prioritize the items on your list Which activities bring the highest return? Which are the most important to you or to your clients? Which activities are the oldest (sometimes getting those old dogs off of your plate makes a lot more room physically and emotionally for you to get other things done)? Those are your priority activities. Some strategies for determining the priority of tasks include asking why youre doing that task in the first place, and ensuring that the task has a legitimate purpose and focusing on the outcome or anticipated result, rather than the task itself. You probably have tasks on your list that are priorities that you avoid because you dont like to do them. Sometimes those tasks can be delegated and sometimes they cant (see below). When they cant, focus on the result, rather than on the task itself. If youre avoiding a job, chore, etc., focus on the outcome what will it feel like when this is done? What will be the result emotionally, productively, financially, or organizationally? If the task has an important purpose and a high value result, make it a priority. Eliminate unnecessary tasks Which activities can you get off of your list? Get rid of anything that you dont have to do. Some tasks can be eliminated entirely. Others can be delegated. Knowing your strengths and weaknesses can help you to determine what you should delegate. Anything that you avoid doing, hate doing or just dont do well is a potential candidate for delegation. If someone else can do it better, faster, more consistently, delegate it. Delegate it if someone else will get it done well enough (as opposed to keeping it on your to do list where it never gets done). See my article, Too Much to Do, Too Little Time? Why Your Dont Do List May be More Important Than Your To Do List for more on eliminating tasks from your list. Determine the amount of time each activity will take to accomplish and schedule itDont be stingy with your estimate; estimating too little time will add stress and confusion to your schedule. Decide when you will perform that activity and physically schedule it on your calendar Make sure you leave some empty space or downtime on your calendar, in addition to the personal and family time that you schedule. Scheduling tasks can be done by scheduling a specific time for a particular task (i.e. I will call this client at 3 p.m. on Tuesday or I will draft the contract at 10 a.m. on the 27th) or by using a method known as time blocking. Time blocking can be as simple as putting like activities together, which is why the first step of categorization is so important. Often, when youre doing one task for one client, its that much easier to do the same activity for another client. For example, you can time block by saying that Thursday afternoons will be reserved for errands, or the last Friday of every month will be used for closing files, or you will focus on business development every Monday. At the same time, recognize that the schedule is not entirely set in stone. As a lawyer, it is likely that there will be last minute emergencies, unforeseen circumstances or client crises that must be addressed. Thats further evidence that what doesnt get scheduled and isnt urgent, isnt likely to get done. More often than not, you probably react to whatever is in front of you, rather than determining in advance what you want to accomplish. If scheduling time on your calendar for important tasks allows you to complete them even half of the time, its probably a lot more than youre doing right now. The advantage to setting specific times to accomplish important tasks is that as soon as the crisis or emergency has passed, you can return to your schedule without missing a beat. Leaving your schedule to chance is much more likely to deteriorate. Scheduling or time blocking gives you a purpose or plan for every day. One of the reasons many lawyers get discouraged and feel overwhelmed is that they keep one long to do list and theres no way that theyll be able to accomplish all of the tasks on the list. They continue to carry the same things on their to do list day after day. Theres no sense of accomplishment, because they see the same tasks carried from one day to the next, over and over. By using the method outlined above and making appointments with yourself, whether at specific times or in blocks of hours or days, you will be able to see when youre about to overload a specific day or week and make adjustments ahead of time. If you see that one day is already booked, youll know you need to put the new task on another day, or reschedule an existing appointment. Some final tips: Minimize interruptions or unplanned activities Just because the phone rings doesnt mean you have to answer it, and you dont need to answer every email as it arrives. Often, we waste time addressing issues or interrupting the flow of our work by being distracted by an unrelated (and often unimportant) email or telephone call. Frequently answering the email or phone call takes longer when were in the middle of something else. The same goes for interruptions from colleagues or employees; if it isnt a crisis, ask them to come back at a specific time when you can focus on their issue. Dont multitask Our society has become one in which multitasking is seen as a good practice. In fact, studies have shown that (with few exceptions) the more you multitask, the less attention and focus youre devoting to any of the tasks youre trying to accomplish. Chances are that youre performing any of those tasks well. Focusing on one thing at a time ensures more efficiency, effectiveness and satisfaction. Reward yourself There is no such thing as being done; there will always be more work to do. Its easy to focus on what hasnt been done yet, and what still needs to be done, or what should have been done. Focus instead on what youve accomplished and how far youve come. Celebrate when you accomplish something or stick to your schedule and forgive yourself when you lose track. Get back to the schedule and move on. Repurpose Everything you do should be able to be used more than once. Keep track of the legal arguments, motions, documents, letters, procedures, articles, etc. Almost everything in your practice can be used over again, either by you or by someone else in the office. If you can use the same product over again with minimal modifications, youll free up more time, rather than constantly reinventing the wheel. Take breaks and incorporate personal time No breaks and no time for yourself = burnout. Need I say more? Set deadlines A goal isnt worth much unless theres a deadline. The same is true for a task. Thats why scheduling the task for a specific time on your calendar makes it more likely that youll complete it. For more information about setting deadlines, see the December 2006 newsletter for the feature article, The Productivity Secret: How to Complete the Tasks Youve Been Avoiding. Get a buddy/accountability system Your buddy may be your spouse, your assistant, your best friend, another lawyer in your office, or a coach or consultant. Find someone with whom to share your goals and intentions and to keep you on track, to help you stick to your schedule and identify which tasks are priorities and which can be delegated. When you tell someone else what youre going to do, the peer pressure can be a big motivator. Create some way to keep yourself accountable. Dont get overwhelmed with all you have to do, and dont overwhelm yourself with a never-ending to-do list. Categorize, break tasks down into smaller chunks or parts, prioritize, eliminate or delegate what you can and schedule the just the first step of what remains, rather than the entire project. You may be surprised at how much you can accomplish and still have time to spend with your loved ones (or on the golf course!) (c) 2006-2007 Allison C. Shields and Legal Ease Consulting, Inc. This article may be reprinted, but must include the copyright and resource box below. Allison C. Shields, Esq., President of Legal Ease Consulting, Inc., helps lawyers and law firms create productive, profitable and ejoyable law practices. Legal Ease Consulting provides leadership, practice management and business development services for successful lawyers and law firms. Allison is also the author of the Legal Ease Blog at http://www.LegalEaseConsulting.com Her website, http://www.LawyerMeltdown.com contains articles, resources and information for lawyers. Article Source: http://EzineArticles.com/?expert=Allison_Shields http://EzineArticles.com/?Do-More-of-What-You-Want:-Making-Time-Work-for-You&id=448915 buy xanax buy xanax in canada buy xanax valium zolpidem ambien online generic xanax without prescription